Junior Legal Counsel - Brazil at ARQ Finance

Company: ARQ Finance

Location: São Paulo

Type: FULL_TIME

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Job Description

<p style="min-height:1.5em"><strong>About ARQ</strong><br />ARQ is one of the fastest-growing fintechs in the world. Our mission is to redefine how people interact with money across borders, building the infrastructure to move value seamlessly. We're still early in our journey, which means every person who joins shapes the future of our product, culture, and growth. If you're excited by big challenges, global impact, and the chance to grow fast with a world-class team, ARQ is the place to do it.<br /><br /><strong>The Role</strong><br />As our Junior Lawyer in Brazil, you'll provide legal and regulatory support across three areas: the company's obligations as a regulated provider of virtual asset operations, payment institution, and compliance with investment advisory obligations before the local capital markets regulator.<br />This is a hands-on role: you'll track regulatory compliance, help prepare filings and submissions to the relevant authorities, and work with compliance, product, regulatory reporting and business teams to keep legal requirements embedded in day-to-day operations.<br /><br /><strong>What You'll Do</strong></p><ol style="min-height:1.5em"><li><p style="min-height:1.5em"><strong>Regulated Operations:</strong> Support compliance with the rules governing the company's virtual asset activities, PIX and payment institution — asset segregation, internal controls, AML/CFT, cybersecurity, and client transparency. Help with authorization processes before the relevant regulator and track key regulatory deadlines. Assist in the implementation of regulatory reporting requirements, interpreting obligations and addressing them with the technical team (e.g., Sisbajud/SIMBA set-up).</p></li><li><p style="min-height:1.5em"><strong>Capital Markets Advisory:</strong> Track the obligations tied to the company's investment advisory activity: registration, independence from issuers and distributors, and help draft responses to regulator inquiries and internal guidelines.</p></li><li><p style="min-height:1.5em"><strong>Consumer Demands &amp; Authority Requests:</strong> Manage the preparation and submission of evidence and defense materials for consumer complaints and proceedings, and draft responses to official requests (ofícios) from authorities within their deadlines.</p></li><li><p style="min-height:1.5em"><strong>Regulatory Monitoring:</strong> Track changes in relevant laws and regulations, and help translate their practical impact for internal teams.</p></li><li><p style="min-height:1.5em"><strong>Stakeholder Support:</strong> Assist senior lawyers and the compliance team in communications with regulators, auditors, and banking partners, as well as in any other matters related to the organization, governance, and activities of the team.</p></li><li><p style="min-height:1.5em"><strong>Documentation:</strong> Draft memos, legal opinions, corporate and internal documents; organize records for audit and supervisory purposes.</p></li></ol><p sty

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