Credit & Structuring Specialist at Morpho Labs

Company: Morpho Labs

Location: New York

Type: FULL_TIME

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Job Description

<h2>About Morpho</h2><p style="min-height:1.5em">Morpho is a leading Decentralized Finance (DeFi) lending protocol that raised million from Ribbit Capital, a16z crypto, Coinbase Ventures, Variant, Brevan Howard, Pantera, Blocktower, and 50 others to build an open lending network giving anyone, anywhere, access to the best possible terms. Morpho is experiencing explosive growth, with over billion in deposits on the network, solidifying itself as the new standard for DeFi lending. Now, Morpho is scaling its team of contributors to establish itself as a cornerstone, not just of DeFi, but of a new internet-native financial system.</p><h2>Our Mission</h2><p style="min-height:1.5em">Morpho's mission is to power human ambition with open access to capital. Human ambition has no borders, but the capital to fuel it does. Today's financial system is closed and fragmented. No one sees all opportunities, most overpay, and some are excluded entirely. We believe capital should flow efficiently to where it's needed most - giving anyone, anywhere, access to the best possible terms.</p><h2>Location</h2><p style="min-height:1.5em">New York</p><h2>How we work</h2><p style="min-height:1.5em">We move fast on hard problems in a nascent market with no set playbook: navigating uncertainty is part of the job. You'll be challenged: anyone can question work and decisions must be justified. We keep a high bar and match it with high support: we help each other unblock and share context openly, with low ego. More about our values: <a target="_blank" rel="noopener noreferrer nofollow" href="http://morpho.org/jobs">morpho.org/jobs</a>.</p><h2>Role</h2><p style="min-height:1.5em">The mission of this role is to extend Morpho's institutional reach into private credit and structured finance by providing the TradFi structuring expertise the protocol needs to bring illiquid lending on-chain. As Morpho expands beyond crypto-collateralized markets, this person will act as co-pilot to the Head of Institutional Growth — turning complex regulatory and structural questions into closed deals.</p><h2>Responsibilities</h2><ul style="min-height:1.5em"><li><p style="min-height:1.5em">Partner with the Head of Institutional Growth on institutional conversations, providing structured finance credibility and depth to accelerate complex deal negotiations with banks and asset managers.</p></li><li><p style="min-height:1.5em">Structure origination agreements across securitizations, asset-backed facilities, and private credit deals, designing the terms that make each partnership viable on Morpho's protocol.</p></li><li><p style="min-height:1.5em">Identify and flag regulatory, compliance, and bank-internal process risks early in deal cycles, proposing concrete mitigations to keep integrations on track.</p></li><li><p style="min-height:1.5em">Guide fintech and distribution partners on illiquid-market questions — determining which origination models fit Morpho's existing infrastructure and which require cu

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