Chief Compliance Officer at River Financial

At River we are building the world’s most trusted financial institution to empower people to take ownership of their financial lives through Bitcoin, the world’s only incorruptible digital money. We believe in a future where every person will have bitcoin savings, and every business will have bitcoin on the balance sheet. We obsessively design and build delightful products that help our clients buy, sell, secure, and use Bitcoin. We hold ourselves to a standard of trust and transparency that matches the seriousness of the money we're entrusted with. River currently operates under state money transmitter licenses, and we're raising the bar on what a world-class compliance program looks like at every stage of our growth, including as we pursue an OCC national trust charter. We're looking for a Chief Compliance Officer to build and own that program end-to-end: someone who can manage our day-to-day compliance and regulatory obligations with rigor, serve as our BSA Officer, support the charter effort, and be a trusted voice with regulators, examiners, and bank partners as River grows into its next chapter. River is growing quickly and has raised more than $50 million from leading investors, including Goldcrest, Kingsway, Polychain, M13, DG, and Valor. We have also released our company's financials and proof of reserves publicly, so all of our clients and employees can verify the robustness and growth of the business themselves. What you will be doing Lead and grow River's team of compliance analysts, setting the bar for how the team operates, hires, and develops Serve as River's BSA Officer, owning the BSA/AML and sanctions (OFAC) programs end-to-end, including policy, monitoring, investigations, and reporting Build and maintain River's compliance policies and procedures across the business, and run a company-wide training program that keeps pace with how River and the regulatory landscape are changing Own River's compliance risk assessment, and ensure the output drives cross-functional project prioritization to address gaps Develop and run an independent compliance testing and monitoring function, separate from day-to-day BSA monitoring Maintain River's state money transmitter licenses (MTLs), including renewals and license-specific exam readiness, while driving River's OCC national trust charter process forward with executive leadership, outside counsel, and consultants Own River's relationships with regulators and compliance leadership with our bank partners Manage all regulatory exams, audits, and third-party assessments, from prep through remediation Own compliance sign-off on new products and features before launch, so compliance is built in, not bolted on after the fact Build repeatable, scalable compliance systems and processes, not one-off fixes, so the program holds up as River grows Advise the executive team and Board on regulatory strategy and emerging risk, proactively rather than reactively Partner cross-functionally with Operations, Pro