AML Operations Analyst - Transaction Monitoring at Luno

<h3><strong>The role in a nutshell:</strong></h3> <p>You will form part of the<strong> Anti-Money Laundering (“AML”) Operations</strong> team, and you will report to the AML Operations - Transaction Monitoring Team Lead. Our AML Operations team looks after our global business and consists of a growing team of enthusiastic, energetic Lunauts. You will work in a fast paced environment, collaborating with other business units, including Engineering, Product and Legal teams, servicing the business on an international level together with the teams from Africa, Asia Pacific, Europe and the United States.</p> <h3><strong>About the team: </strong></h3> <p>The AML Operations team takes care of the operational aspects of financial crime risk identification matters for Luno's global business. Our mission is to create a world class compliance experience for Luno as well as our customers. We make sure we have the processes and information available that enable us to truly understand our customer risk, we monitor for any external red flags customers may raise when they use Luno and we deal with any questions our business or customers may have on what good looks like. We operate in regional teams around the world with our central team in South Africa.</p> <h3><strong>Requirements</strong></h3> <ul> <li>Agile execution on key projects and operational delivery of work within the Transaction Monitoring Team, specifically the execution of transaction monitoring alerts, regulatory reporting activities and regulatory requests.</li> <li><strong>Knowledge you are required to have and apply</strong></li> <ul> <li>Working on problems that are varied and which require a review of different factors, applying learned techniques and contributing to analysis and investigation to solve problems for the team, within the AML Policy framework and overall Risk Management and Compliance Programme (“<strong>RMCP</strong>”).</li> <li>Vetting your own work and delivery, communicating progress and escalating blockers to the team</li> <li>Supporting internal compliance audits</li> <li>Understanding AML regulations and developments in legislation, and pointing out when you suspect that Luno may be in breach of regulations </li> </ul> <li><strong>Investigate, Analyse & Execute:</strong></li> <ul> <li>Creating initial reports/analysis for review </li> <li>Attending to all aspects relating to Travel Rule including customer communications, virtual asset service provider (VASP) due diligence and queue review </li> <li>Navigating and using Chainalysis Reactor effectively to review and assess customer transaction alerts </li> <li>Managing and draftin